Freedom to Live

Corporate Financial advice that gives you the freedom to live the life you desire

Corporate Financial Services

As an employer, a well-designed and presented employee benefits package fosters and enhances the goodwill you have with your employees. It is a very valuable component in recruiting and retaining staff.

Our aim is to provide your company with a professional, dependable and trustworthy corporate financial planning service.

Defined Contribution Pension

A well designed defined contribution pension scheme is possibly the most valuable benefit an employer can provide to its employees.

When it is combined with a real personal service, it allows your employees manage their own retirement fund effectively. A state of the art scheme will be very cost efficient and will offer you and your employees a high degree of flexibility. It will provide them with an excellent choice of investment options, together with the advice they need in order to take ownership and control of their own pension fund.

Business Protection

Shareholder Protection / Partnership Protection

Shareholder Protection/Partnership Protection or Company Buy Back Insurance is a means of solving the financial problems that can arise following the death of a shareholding director.

The death of a company director can cause major problems for the surviving directors, and the deceased's personal representatives or the deceased's next of kin.

Problems for the Surviving Director
Personal Representatives / Next of Kin

Key Person Cover

Keyperson Cover is a Life assurance or Serious Illness policy effected by an employer on the life of a key employee, who may also be a shareholder or director, to protect the company against the financial consequences they would suffer as a result of that individual's sudden death or serious illness.

Group Life & Income Protection Cover

Employee Benefits

LHW Financial Planning gives your employees access to the very best pension scheme design.

Our core values are educate, understand and own. Group presentation of employer designed followed by our promise of one to one meetings with employees.

Defined Benefit Advisory Service

When a client asks LHW for advice about their Defined Benefit pension scheme, the context is generally one of financial concern and uncertainty.

Being niche, we offer excellent value for money in this area of concern to employers holding suck schemes. The good news is that an effective solution is available. LHW have the expertise and the experience to deliver this solution for you and to replace your DB scheme with one that is more appropriate for a modern business.