Freedom to Live

Personal Financial advice that gives you the freedom to live the life you desire

Personal Financial Planning Service

We are passionate about delivering a highly personalised service which brings financial planning to a new level.

With visibility on your lifetime income and expenditure, you will be able to address many of your most important lifestyle questions:

How Does it Work?

We have designed a straightforward and personal service in 4 stages:

  1. We Listen

    The first and most important stage of our service is helping you identify your financial and lifestyle objectives.

  2. We Plan

    • We clarify your financial position today.
    • We analyse all your financial needs.
    • We discuss your attitude to investment risk.
    • We design your optimal investment portfolio.
    • We examine investment solutions.
  3. We Action

    • We carry out market research.
    • We implement the solutions.
  4. We Review

    • We schedule your future reviews.
    • We provide on-going support.

All the complicated detail of your personal finances can be simplified into projected "cash in and cash out" through the various stages of your life. This can be analysed and interpreted with the assistance of your LHW Planner.

Lifetime Cashflow

Protecting Your Family

A vital part of your lifetime financial plan is preparing for the unexpected. You need to know that your loved ones are protected in the event of death or illness.

Retirement Planning

Once we have agreed your lifetime and financial priorities, we will help you implement a personalised retirement plan savings.

Investments & Savings

We help you do this across all the investment asset classes and match your appetite and understanding risk

Estate Planning

Estate planning is about making timely arrangements for the disposal of assets ensuring fairness to all beneficiaries and minimisation of tax.